N12 Changes

Important change for real estate agents The N12 change deserves special attention. Beginning September 21, 2026, where a landlord gives an own-use notice and: the notice is given on or …

Residential Tenancies Act: Changes

Ontario Residential Tenancies Act — Changes Effective September 21, 2026 Issue Current Rule New Rule — Sept. 21, 2026 Practical Impact Own-use eviction — N12 compensation Landlord generally must pay …

Additional Named Insured: Sample Lease Clauses

You will see below are sample “additional named insured” clauses, drafted separately for commercial and residential tenancies. The wording reflects how Courts and insurers actually interpret “additional insured coverage” and …

Waivers of Subrogation in Ontario Leases

When disputes arise between Landlords and Tenants after a loss, the fight is rarely between the people who signed the lease. It’s between insurers, armed with subrogation rights. Unlike additional …