When a property is being sold, one of the often-overlooked issues is the type of plumbing in the home. Some older homes still contain galvanized steel, lead, or polybutylene (often …
The Relationship Between Insured and Insurer
The relationship between an insured, the policyholder, and an insurer, the insurance company, is contractual, governed by the terms of the insurance policy. However, unlike most contracts, this relationship is …
Ontario Proposes Major Reforms for Landlords and Tenants – October 2025
The Ontario government has announced sweeping new proposals designed to modernize the rental housing system and speed up dispute resolution between landlords and tenants. The Ministry of Municipal Affairs and …
Paying for Sewers but not Connected
Question: A small commercial building located in a downtown core, where municipal sewers are available was sold multiple times over the years. The original owner purchased the property in 1992 …
Fence Dispute and the Line Fences Act
Question: My father lives on a corner lot. Two of his neighbors have fences on the property line that are falling over. He is propping them up with poles. How …
Liability for Cottages and Second Homes
As a property occupier, you have legal responsibilities to ensure that your cottage is safe for all guests, visitors, and even unexpected drop-ins. Thess duties apply whether you are the …
Air B&B in Ontario
This could turn out to be a very bad choice! It be a major mistake when it comes time to sell. You rent it out once for a weekend and …
Death in a Pool: Disclosure
Question: Death in a pool – Technically not in the house but on the property. Does it need to be disclosed if it was not asked? Answer: Generally, the answer …
Partition Act: Document the Arrangement
The Court of Appeal for Ontario in Ross v. Luypaert 2025 ONCA 236 stated that a co-owner of a jointly owned property located may bring an application for a partition or sale under …
Child Added to Title of Family Home
Joint Tenancy – Numerous Risks This may or may not be a good idea. At the outset, the advantage is to eliminate “probate fees”. Actually, that’s the estate administration tax, …