LTB Cases (residential) Disputes over hot water tank rental charges are surprisingly common in Ontario residential tenancies. Landlords often assume the charge falls under “utilities,” while Tenants argue that hot …
Additional Named Insured: Sample Lease Clauses
You will see below are sample “additional named insured” clauses, drafted separately for commercial and residential tenancies. The wording reflects how Courts and insurers actually interpret “additional insured coverage” and …
Waivers of Subrogation: Sample Lease Clauses
Waivers of subrogation are one of the most effective and least controversial—risk-allocation tools available to Landlords and Tenants. Unlike “additional insured” provisions, waivers work by keeping insured losses with the …
Waivers of Subrogation in Ontario Leases
When disputes arise between Landlords and Tenants after a loss, the fight is rarely between the people who signed the lease. It’s between insurers, armed with subrogation rights. Unlike additional …
“Additional Named Insureds” in Ontario Leases
Landlords often ask a deceptively simple question: “Why don’t I just require the tenant to name me as an additional insured on their policy?” In commercial leasing, that question usually …
Tenant Eviction – Not Paying Rent
No Shortcut to the Court of Appeal Ellenor v. Chernysh Ellenor v. Chernysh, 2026 ONCA 10 is a concise but instructive decision from the Ontario Court of Appeal that underscores …
Ontario Proposes Major Reforms for Landlords and Tenants – October 2025
The Ontario government has announced sweeping new proposals designed to modernize the rental housing system and speed up dispute resolution between landlords and tenants. The Ministry of Municipal Affairs and …
Adding Indemnification Provision to Ontario Standard Lease
There may be good reason to have an Indemnifier rather than a Guarantor for a residential lease. Here’s what the added schedule might look like: “Schedule “I”Third-Party Indemnity Agreement(To be …
Indemnification Clause: Commercial Lease
An Indemnification clause may be contained in a standard commercial Lease. It might appear as follows: “Section X – Third-Party Indemnity In consideration of the Landlord entering into this Lease …
Guarantors and Indemnifiers
Key Differences Feature Guarantor Indemnifier Nature of Obligation Secondary: pays only if the Tenant defaults Primary: responsible from the outset Landlord Must Sue Tenant First? Yes, unless waived in writing …