Commercial Indicators – 28 April 2023

Commercial Bond Yields CMB5 Year – 3.32%*CANHOU 06/15/28[-0.04%]  ‌10 Year – 3.36%*CANHOU 06/15/33[-0.04%]  * denotes interpolated rateGoC5 Year – 3.01%CAN 03/01/28[-0.03%]  ‌10 Year – 2.87%CAN 12/01/32[-0.03%]  ‌15 Year – 3.04%*Est. 12/01/38[-0.03%]  ‌20 Year …

Rising Seniors Population and Downsizing

As the baby boomer generation continues to age, more and more individuals are looking for ways to downsize their homes and simplify their lives. One demographic that is particularly interested …

Buyer Switch

Question: I just received an Offer on my listing: “The seller agrees to allow the buyer to add or remove one or more names as buyer to this transaction through …

Living Will

A Living Will is a legal document that allows you to specify your wishes regarding medical treatment in the event that you become terminally ill, permanently unconscious, or otherwise unable …

Durable Power of Attorney

A Durable Power of Attorney (DPOA) is a legal document that allows you to appoint someone to act on your behalf and make decisions for you in case you become …

Power of Attorney for Personal Care

A Power of Attorney for Personal Care is a legal document that allows an individual (the “grantor”) to appoint another person the “attorney-in-fact” or “agent” or “attorney”  to make personal …

Power of Attorney for Assets

A Power of Attorney for assets is a legal document that allows an individual, known as the “principal,” to appoint another person, known as the “agent” or “attorney-in-fact,” or “attorney” …