Tariffs and Market Direction

Question: With the potential for increased Tariffs, what direction is the market going? Answer: The 2008 – 2009 stock market crash reduced the stock market in half. However, over the …

Commercial Indicators – 11 April 2025

Commercial Bond Yields CMB5 Year – 3.05%CANHOU 06/15/30[+0.07%]  10 Year – 3.67%*Est. CANHOU 09/15/35[+0.07%]  Floating Rate insured cost of funds3.40%[-]  Prime Rate4.95%[-] GoC2 Year – 2.68%CAN 03/01/28[+0.05%]  3 Year – 2.77%CAN 03/01/29[+0.05%]  5 Year – 2.84%CAN 03/01/30[+0.07%]  10 …

Commercial Indicators – 4 April 2025

Commercial Bond Yields CMB5 Year – 2.66%CANHOU 06/15/30[-0.04%]  10 Year – 3.27%*Est. CANHOU 09/15/35[-0.03%]  Floating Rate insured cost of funds 3.40%[-]  Prime Rate4.95%[-] GoC2 Year – 2.33%CAN 03/01/28[-0.09%]  3 Year – 2.39%CAN 03/01/29[-0.06%]  5 Year – 2.45%CAN …

Commercial Indicators- 28 March 2025

Commercial Bond Yields CMB5 Year – 2.89% CANHOU 06/15/30[-0.06%]  10 Year – 3.48%*Est. CANHOU 09/15/35[-0.06%]  Floating Rate insured cost of funds3.60%[-]  Prime Rate4.95%[-] GoC2 Year – 2.56%CAN 03/01/28[-0.05%]  3 Year – 2.63%CAN 03/01/29[-0.05%]  5 Year – 2.69%CAN …

Commercial Indicators – 14 March 2025

Commercial Bond Yields CMB5 Year – 2.92%*Est. CANHOU 06/15/30[-0.06%]  10 Year – 3.48%*Est. CANHOU 09/15/35[-0.03%]  Floating Rate insured cost of funds3.60%[-]  Prime Rate4.95%[-] GoC2 Year – 2.57%CAN 09/01/27[-0.04%]  3 Year – 2.63%CAN 09/01/28[-0.06%]  5 Year – 2.69%CAN 09/01/29[-0.06%]  10 …

Commercial Indicators – 7 March 2025

Commercial Bond Yields CMB5 Year – 2.92%*Est. CANHOU 06/15/30[+0.03%]  10 Year – 3.44%*Est. CANHOU 09/15/35[+0.02%]  Floating Rate insured cost of funds3.82%[-]  Prime Rate5.20%[-] GoC2 Year – 2.59%CAN 09/01/27[+0.06%]  3 Year – 2.63%CAN 09/01/28[+0.03%]  5 Year – 2.68%CAN 09/01/29[+0.03%]  10 …

Mortgage Rates – 28 February 2025

Current Mortgage Rates: “A” Lending:Fixed        4.19%* for insured Fixed        4.64% for conventionalVariable   4.25% for insured Variable   4.65% for uninsured          “B” Lending: 1 year      5.04% to 5.34% …

Commercial Indicators – 28 February 2025

Commercial Bond Yields CMB5 Year – 2.91%CANHOU 06/15/30[-0.04%]  10 Year – 3.39%*Est. CANHOU 09/15/35[-0.03%]  Floating Rate insured cost of funds 3.82%[-]  Prime Rate5.20%[-] GoC2 Year – 2.61%CAN 09/01/27[-0.02%]  3 Year – 2.62%CAN 09/01/28[-0.05%]  5 Year – 2.67%CAN 09/01/29[-0.04%]  10 …

Commercial Indicators – 21 February 2025

Commercial Bond Yields CMB5 Year – 3.13%CANHOU 06/15/30[+0.02%]  10 Year – 3.64%*Est. CANHOU 09/15/35[-0.01%]  Floating Rate insured cost of funds3.82%[-]  Prime Rate5.20%[-] GoC2 Year – 2.80%CAN 09/01/27[-0.01%]  3 Year – 2.84%CAN 09/01/28[-0.01%]  5 Year – 2.89%CAN 09/01/29[-0.01%]  10 Year …

Commercial Indicators – 7 February 2025

Commercial Bond Yields CMB5 Year – 2.94%CANHOU 06/15/30[+0.07%]  10 Year – 3.47%*Est. CANHOU 09/15/35[+0.06%]  Floating Rate insured cost of funds3.82%[-]  Prime Rate5.20%[-] GoC2 Year – 2.63%CAN 09/01/27[+0.05%]  3 Year – 2.67%CAN 09/01/28[+0.07%]  5 Year – 2.72%CAN 09/01/29[+0.07%]  10 Year …