When disputes arise between Landlords and Tenants after a loss, the fight is rarely between the people who signed the lease. It’s between insurers, armed with subrogation rights. Unlike additional …
“Additional Named Insureds” in Ontario Leases
Landlords often ask a deceptively simple question: “Why don’t I just require the tenant to name me as an additional insured on their policy?” In commercial leasing, that question usually …
Ontario Proposes Major Reforms for Landlords and Tenants – October 2025
The Ontario government has announced sweeping new proposals designed to modernize the rental housing system and speed up dispute resolution between landlords and tenants. The Ministry of Municipal Affairs and …
Tenant Fails to Vacate
This is a constant problem. Many Tenants now simply stay in place. They want a big payday, something in the range of about $30,000.00 in order to be “bought out”. …
Eliminate Rental Limits to Increase Availability
The Province imposed restrictions on rental increases by Landlords in residential rentals. In November 2018, Ontario introduced a change to rental guidelines, specifically exempting new residential units first occupied after November …
Rental Renovation Licence Bylaw
Rental Renovation Licence Bylaw Often referred to as “renoviction”, this is a statement by the City of Toronto on its website: “Effective July 31, landlords must obtain a Rental Renovation …
Adding Indemnification Provision to Ontario Standard Lease
There may be good reason to have an Indemnifier rather than a Guarantor for a residential lease. Here’s what the added schedule might look like: “Schedule “I”Third-Party Indemnity Agreement(To be …
Indemnification Clause: Commercial Lease
An Indemnification clause may be contained in a standard commercial Lease. It might appear as follows: “Section X – Third-Party Indemnity In consideration of the Landlord entering into this Lease …
Guarantors and Indemnifiers
Key Differences Feature Guarantor Indemnifier Nature of Obligation Secondary: pays only if the Tenant defaults Primary: responsible from the outset Landlord Must Sue Tenant First? Yes, unless waived in writing …
Guarantors and Indemnifiers for Leases
While Guarantors and Indemnifiers both provide security for someone else’s obligations, the legal effect, timing, and extent of liability are different. Here’s a breakdown of the key distinctions, especially as …