“A” Lending Rates:
Fixed 3.89% (insured) | 4.14% (conventional)
Variable 3.95% (insured) | 4.30% (conventional)
Rental 4.79% (fixed) | 4.70% (variable)
Prime Rate 4.70% (Next Bank of Canada rate announcement: 29 October 2025)
“B” Lending Rates:
1 year 4.99% to 5.29%
2 years 4.79% to 5.09%
3 years 4.79% to 5.09%
20% down payment required
“C” Lending Rates:*
Fully Open
50% LTV 5.80%
60% LTV 5.90%
65% LTV 5.99%
“2nd Mortgage”
Starting at 9.99%
Brian Madigan LL.B., Broker