Mortgage Rates: 28 November 2025

Mortgage Rates 28 November 2025

Current Mortgage Rates:

“A” Lending Rates:

Fixed        3.89% (insured) | 4.14% (conventional) 
Variable   3.70% (insured) | 4.05% (conventional)

Rental      4.64% (fixed) | 4.30% (variable)  

                       
Prime Rate  4.45%
Next Bank of Canada rate announcement: Dec 10, 2025

“B” Lending Rates:

1 year      4.84% to 5.14%

2 years    4.64% to 4.94%

3 years    4.64% to 4.94%

20% down payment required