Estate Planning Could have eliminated Cottage Dispute

Poole v. Poole, 2026 ONSC 1545, 13 March 2026

In Poole v. Poole, the Ontario Superior Court of Justice was asked to resolve a familiar but often emotionally charged dispute: what happens when family members can no longer co-own a cherished cottage.

Three Joint Tenants (Mother and Two Sons)

The case involved two brothers who, along with their mother, had been registered as joint tenants of a family cottage. After their mother’s death, the brothers continued to use the property with their families for a period of time. However, as is often the case in shared ownership arrangements, the relationship deteriorated. One brother sought to buy out the other, and when that failed, he turned to the courts to force a sale under the Partition Act.

The opposing brother resisted, advancing several arguments. He claimed there had been an oral agreement between them not to sell the cottage until 2033, along with a separate oral arrangement governing how the property would be shared. He also alleged that his brother had interfered with his use and enjoyment of the cottage through various forms of conduct, including unwanted visits and minor alterations to the property.

The Court rejected these claims in their entirety. On the alleged agreement not to sell the evidence was found to be:

  • vague,
  • inconsistent, and
  • unsupported by any documentation or corroboration.

There was no consideration for the alleged promise, and the explanations for why such an agreement existed shifted over time and lacked credibility. In short, the c

Court found that no binding contract had ever been formed.

The claimed time-sharing arrangement met a similar fate. At best, the evidence showed that the brothers had attempted to coordinate their use of the cottage following tensions between their families. However, the Court emphasized that informal family arrangements of this nature are not typically intended to create legal obligations. Without clear intention and structure, such understandings do not rise to the level of enforceable contracts.

The tort claims also failed. Allegations of nuisance and harassment were not supported by the evidence and, in any event, involved conduct that was minor or trivial. The Court noted that nuisance requires a substantial and unreasonable interference with the use and enjoyment of land, which was simply not present on the facts. Moreover, the doctrine of nuisance generally applies to interference originating from neighbouring land, not disputes between co-owners of the same property.

Sale of the Cottage

Having dismissed all of the resisting brother’s claims, the Court turned to the central issue: whether the property should be sold. The answer was straightforward. Under the Partition Act, a co-owner has a presumptive right to compel the partition or sale of jointly owned property. The Court’s discretion to refuse such relief is extremely limited and typically requires proof of malicious, vexatious, or oppressive conduct.

No such conduct was found in this case. There was no enforceable agreement preventing the sale, no evidence of bad faith, and no legal basis to deny the remedy.

While the resisting brother’s emotional attachment to the cottage was acknowledged, the Court made it clear that sentiment alone cannot override legal rights. As a result, the sale of the cottage was ordered.

The successful party was also awarded costs of just over $49,000 on a partial indemnity basis, that means about one half of their real costs. And, of course, the losing party had their own legal Bill to pay as well.

This decision is a clear reminder that co-ownership of real estate especially among family members can become legally precarious when relationships break down. Courts will prioritize legal rights and evidence over informal understandings, and absent a clear, enforceable agreement, any co-owner retains a powerful right to force a sale.

Estate Planning

A Will could have specified the arrangement:

  • Funds available from Estate to pay taxes and maintenance
  • No sale until 1 January 2033
  • Each son has occupancy for 6 months per year
  • Months specified and switch every other year

In this case a second Will would have been helpful. It would specify the rules relating to ownership and occupancy but there would be no asset. That means no Probate tax.

Problem is that very rarely is a second Will considered.

Brian Madigan LL.B., Broker

www.OntarioRealEstateSource.com

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