Commercial Indicators – 10 March 2023

Commercial Bond Yields CMB5 Year – 3.58%*EST. CANHOU 06/15/28[-0.17%]  ‌10 Year – 3.58%*EST. CANHOU 06/15/33[-0.14%]  * denotes interpolated rateGoC5 Year – 3.33%CAN 09/01/27[-0.18%]  ‌10 Year – 3.12%CAN 06/01/32[-0.16%]  ‌15 Year – 3.15%*Est. 12/01/36[-0.12%]  ‌20 Year …

Deposit Directions

There are naturally times when you don’t want to execute a mutual release but you are prepared to return the deposit. All you need is a Direction, and this is …

Deposit Timing and Delivery

Question: If an offer is accepted on a Friday and your buyers cannot get the deposit in until Monday, please address that in the offer!!! It says 24hrs, not when …

Condominium Conversions in Ontario

Condominium conversions present additional risks to purchasers since they are not covered under the Ontario New Home Warranties Plan Act. Under the Warranty, a purchaser’s deposits up to $ 20,000 are …

Market Indicators – March 3, 2023

Commercial Bond Yields CMB5 Year – 3.83%*EST. CANHOU 06/15/28[-0.08%]  ‌10 Year – 3.86%*EST. CANHOU 06/15/33[-0.08%]  * denotes interpolated rateGoC5 Year – 3.59%CAN 09/01/27[-0.07%]  ‌10 Year – 3.42%CAN 06/01/32[-0.09%]  ‌15 Year – 3.42%*Est. 12/01/36[-0.09%]  ‌20 Year …

A Support Spouse

Only a Property Spouse has rights to the Matrimonial Home Question: Is a ‘support’ spouse the same as what the public usually refers to as a ‘common law’ spouse? Answer: …

Deposits and the Mutual Release

Just the Direction Question: When it comes to releasing a deposit back to a buyer when a conditional deal doesn’t firm up (can’t fulfill Sale of Buyers’ Own Property, for …