Commercial Bond Yields CMB5 Year – 3.22%CANHOU 06/15/31[+0.20%] 10 Year – 3.69%*Est. CANHOU 03/15/36[+0.17%] Floating Rate insured cost of funds 2.73%[-] Prime Rate 4.45%[-] GoC2 Year – 2.74% CAN 09/01/28[+0.20%] 3 Year – 2.88%CAN 09/01/29[+0.21%] 5 Year …
Don’t Strike Out Every Other Line in a Paragraph
Dehkordi v. O’Dell 2025 ONSC 6654 In a recent case, Dehkordi v. O’Dell, a Motions Court Judge was called upon to interpret two paragraphs. Initially, it was an inspection condition …
The Do’s and Don’ts of a Continuing Power of Attorney for Property
A continuing power of attorney for property is one of the most powerful estate planning tools available in Ontario. It allows someone you trust—your “attorney”—to manage your financial affairs if …
When an Estate Plan Creates a Trustee Conflict
Moghadam v. Moghadam 2025 ONSC 4695 Estate planning often aims to simplify the administration of an estate and prevent conflict. But in Moghadam v. Moghadam, the Ontario Superior Court confronted …
November 2025 Market
The following numbers represent the overall averages for the sales of single family dwellings in the GTA, including detached, semis, townhouses and condominiums. It illustrates exactly how buyers and sellers …
FHSA – First Home Savings Account
(Introduced 2023) The First Home Savings Account (FHSA) is a tax-advantaged registered account created by the federal government in 2023 to help first-time homebuyers save more efficiently for a down …
Understanding RESPs: Save for a Child’s Education
Planning for a child’s post-secondary education can feel overwhelming, but Canada offers one of the most powerful tools available to families: the Registered Education Savings Plan (RESP). This plan combines …
Understanding RRIFs: A Practical Guide for Retirement Income
As Canadians approach retirement, one of the most important financial transitions they face is shifting from saving to spending their accumulated wealth. A key tool in this phase is the …
Brian Madigan Course Programs
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