Spouse Defined The concept of a “spouse” has expanded beyond the traditional marriage. More couples are cohabiting in marriage-like relationships without saying “I do” by going through an actual ceremony. …
Remedies of the Common-Law Spouse in an Estate
Remedies Available to the Common Law Spouse While the legal definition of a spouse continues to evolve, particularly in light of modern relationships, the law in Ontario still draws a …
The Threshold for Decision-Making
What about capacity assessments? Should they all be the same? Some lawyers argue that if a person has testamentary capacity, they must also have the capacity to grant a Power …
Deposit Holders: Your Choices
If you are a Buyer, you may be nervous about having your deposit held by the Seller’s selected real estate Brokerage, that is the Listing Brokerage. Consider some alternatives: Any …
Deposit Clause: Lack of Trust in Listing Brokerage
There are two new Brokerages which are coming forward to replace iPRO, a Brokerage which appears to have stolen $11 million plus from its trust account. If you as the …
Protect Your Client’s Deposits
Pro-rata Division of Deposit Funds The limit for a deposit to qualify for 100% coverage is $200,000.00. So, if your deposit exceeds that amount consider other alternatives. The overall limit …
Commercial Indicators – 15 August 2025
Commercial Bond Yields CMB5 Year – 3.22%*Est. CANHOU 12/15/30[+0.03%] 10 Year – 3.85%*Est. CANHOU 03/15/36[+0.05%] Floating Rate insured cost of funds2 .94%[-] Prime Rate4.95%[-] GoC2 Year – 2.74%CAN 03/01/28[-] 3 Year – 2.85%CAN 03/01/29[+0.02%] 5 Year – …
Understanding Parkinson’s Disease: Causes, Symptoms, and Treatment
There seems to be an increased presence of Parkinson’s disease, today, particularly with the elderly. What Is Parkinson’s Disease? Parkinson’s disease is a progressive neurological disorder that affects movement, balance, …
Insufficient Funds to Close (Liens exceed Value)
Question: Seller can’t close because sold price is less than the mortgages on title. Who is “at fault” here: Listing agent? Seller? Buyer’s agent? Answer: An obligation at the outset …
A Pedophile Living Across the Street Can be a Latent Defect in Your House
Question: Buyer closes on a house finds out a pedophile lives across the street wants to sue sellers and agent for not disclosing… thoughts? Answer: There is a reasonable case …