Buyer’s Retrofit Clause

In the present Buyer’s market, it can make good sense to include a clause to protect the Buyer. Assume that the Seller updated the house professionally a year ago, but …

Rental Renovation Licence Bylaw

Rental Renovation Licence Bylaw Often referred to as “renoviction”, this is a statement by the City of Toronto on its website: “Effective July 31, landlords must obtain a Rental Renovation …

Powers of Attorney in Ontario

There are two types of Powers of Attorney in Ontario, one for assets and one for personal care. A Power of Attorney is a document which appoints a decision-maker on …

Proof of Capacity

The Supreme Court of Canada in LEGER v. POIRIER, [1944] S.C.R. 152 dealt with the issue of capacity and the onus of proof. The Court held “…. that a document propounded …

The Legal Capacity to Make a Will

⚖️ Introduction One of the most influential decisions in English wills and estates law, Banks v Goodfellow (1870) remains the cornerstone case for determining whether a person has the mental …

Emoji is “Contract Acceptance”

In South West Terminal Ltd. v. Achter Land & Cattle Ltd., the parties disputed whether a contract for the sale of flax was formed through a text message exchange. The …

Mortgage Rates – 25 July 2025

Current Mortgage Rates: “A” Lending Rates: Fixed        4.14% (insured) | 4.39% (conventional) Variable   4.10% (insured) | 4.39% (conventional) Rental      4.74% (fixed) | 4.54% (variable)                         …