Essential Insights for Ontario Homeowners, Executors, and Sellers When preparing a home for sale, managing an estate, or downsizing, one unavoidable task looms large: clearing out unwanted belongings. In Ontario, …
Should You Sell As-Is or Renovate First?
Making the Right Move in Ontario’s Real Estate Market When it’s time to sell your home, one of the biggest decisions is whether to list it as-is or invest in …
Real Estate and Inflation: What You Need to Know
Insights for Ontario Buyers, Sellers, and Investors Inflation has emerged as a defining force in Canada’s post-pandemic economy—and nowhere is its influence more pronounced than in Ontario’s real estate market. …
Death in a Pool: Disclosure
Question: Death in a pool – Technically not in the house but on the property. Does it need to be disclosed if it was not asked? Answer: Generally, the answer …
Commercial Indicators – 27 June 2025
Commercial Bond Yields CMB5 Year – 3.14%*Est. CANHOU 12/15/30[-0.02%] 10 Year – 3.68%CANHOU 09/15/35[-0.02%] Floating Rate insured cost of funds3.08%[-] Prime Rate4.95%[-] GoC2 Year – 2.69%CAN 03/01/28[-0.01%] 3 Year – 2.79%CAN 03/01/29[-0.02%] 5 Year – 2.88%CAN 03/01/30[-0.01%] 10 …
Partition Act: Document the Arrangement
The Court of Appeal for Ontario in Ross v. Luypaert 2025 ONCA 236 stated that a co-owner of a jointly owned property located may bring an application for a partition or sale under …
Commercial Indicators – 20 June 2025
Commercial Bond Yields CMB5 Year – 3.20%*Est. CANHOU 12/15/30[+0.01%] 10 Year – 3.73%CANHOU 09/15/35[+0.02%] Floating Rate insured cost of funds3.08%[-] Prime Rate4.95%[-] GoC2 Year – 2.74%CAN 03/01/28[-] 3 Year – 2.85%CAN 03/01/29[+0.01%] 5 Year – 2.93%CAN 03/01/30[+0.01%] 10 …
Adding Indemnification Provision to Ontario Standard Lease
There may be good reason to have an Indemnifier rather than a Guarantor for a residential lease. Here’s what the added schedule might look like: “Schedule “I”Third-Party Indemnity Agreement(To be …
Indemnification Clause: Commercial Lease
An Indemnification clause may be contained in a standard commercial Lease. It might appear as follows: “Section X – Third-Party Indemnity In consideration of the Landlord entering into this Lease …
Guarantors and Indemnifiers
Key Differences Feature Guarantor Indemnifier Nature of Obligation Secondary: pays only if the Tenant defaults Primary: responsible from the outset Landlord Must Sue Tenant First? Yes, unless waived in writing …
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