Mortgage Rates -24 January 2025

Quoted rates FIXED TERMS Term Posted Rate Preferred Rate 1 year 7.29% 6.04% 3 year 6.54% 4.39% 5 year 6.49% 4.29% 7 year 6.70% 5.30% VARIABLE Term Posted Rate Preferred …

Commercial Indicators – 24 January 2025

Commercial Bond Yields CMB5 Year – 3.26% CANHOU 06/15/30[+0.02%]  10 Year – 3.74%*Est. CANHOU 03/15/35[+0.02%]  Floating Rate insured cost of funds4.03%[-]  Prime Rate5.45%[-] GoC2 Year – 2.95%CAN 09/01/27[+0.03%]  3 Year – 2.98%CAN 09/01/28[+0.02%]  5 Year – 3.04%CAN 09/01/29[+0.03%]  10 …

Commercial Indicators – 17 January 2025

Commercial Bond Yields CMB5 Year – 3.24%CANHOU 06/15/30[-0.11%]  10 Year – 3.72%*Est. CANHOU 03/15/35[-0.12%]  Floating Rate insured cost of funds4.03%[-]  Prime Rate5.45%[-] GoC2 Year – 2.92%CAN 09/01/27[-0.09%]  3 Year – 2.95%CAN 09/01/28[-0.11%]  5 Year – 3.02%CAN 09/01/29[-0.11%]  10 Year …

Commercial Indicators – 10 January 2025

Commercial Bond Yields CMB5 Year – 3.37%CANHOU 06/15/30[+0.14%]  10 Year – 3.87%*Est. CANHOU 03/15/35[+0.14%]  Floating Rate insured cost of funds4.03%[-]  Prime Rate5.45%[-] GoC2 Year – 3.03%CAN 09/01/27[+0.12%]  3 Year – 3.09%CAN 09/01/28[+0.13%]  5 Year – 3.15%CAN 09/01/29[+0.14%]  10 Year …

Toronto and GTA Markets in December 2024

9 January 2025 GTA REALTORS® Release December 2024 Stats “The Greater Toronto Area (GTA) housing market experienced a transitionary year in 2024. Annual sales were up slightly compared to 2023, and …

Confiscation Tax

Confiscation Tax (66.67% inclusion of capital gains) With Trudeau’s resignation, the Confiscation Tax may be gone. There were amendments to the capital gains taxes to be implemented effective 24 June …